:root {
  --bg: #f5f7fb;
  --surface: #ffffff;
  --surface-2: #eef3ff;
  --text: #18202b;
  --muted: #586174;
  --primary: #2a57ff;
  --primary-dark: #1f45cc;
  --accent: #00b3a4;
  --border: #d9e1f0;
  --radius: 16px;
  --radius-sm: 10px;
  --shadow: 0 12px 30px rgba(20, 37, 63, 0.12);
  --max: 1120px;
  --space: clamp(1rem, 2vw, 1.5rem);
  --font: "Inter", "Segoe UI", Roboto, Arial, sans-serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--font);background:var(--bg);color:var(--text);line-height:1.6}
a{color:var(--primary);text-decoration:none}
a:hover{text-decoration:underline}
img{max-width:100%;display:block}
.container{width:min(100% - 2rem, var(--max));margin-inline:auto}
.narrow{max-width:800px}
.skip-link{position:absolute;left:-9999px;top:auto}
.skip-link:focus{left:1rem;top:1rem;background:#000;color:#fff;padding:.5rem .75rem;border-radius:8px;z-index:9999}
.site-header{position:sticky;top:0;z-index:1000;background:rgba(255,255,255,.9);backdrop-filter:blur(10px);border-bottom:1px solid var(--border)}
.header-wrap{display:flex;align-items:center;justify-content:space-between;min-height:76px;gap:1rem}
.brand{display:flex;align-items:center;gap:.7rem;color:var(--text);font-weight:800}
.brand-badge{background:linear-gradient(135deg,var(--primary),var(--accent));color:#fff;padding:.4rem .6rem;border-radius:8px;font-size:.8rem}
.main-nav{display:flex;align-items:center;gap:1rem}
.main-nav a{font-weight:600;color:var(--text);padding:.35rem .2rem}
.main-nav a.active,.main-nav a:hover{color:var(--primary)}
.menu-toggle{display:none;background:none;border:0;cursor:pointer}
.menu-toggle span{display:block;width:26px;height:2px;background:var(--text);margin:5px 0}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;padding:.85rem 1.2rem;border-radius:999px;background:linear-gradient(135deg,var(--primary),var(--primary-dark));color:#fff;font-weight:700;border:0;box-shadow:var(--shadow);transition:.25s}
.btn:hover{transform:translateY(-2px);text-decoration:none}
.btn-outline{background:transparent;border:1px solid var(--border);color:var(--text);box-shadow:none}
.btn-sm{padding:.65rem .95rem}
.hero{padding:4rem 0 2rem;background:radial-gradient(circle at 80% -20%, #dce5ff, transparent 45%)}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:2rem;align-items:center}
.eyebrow{color:var(--primary);font-weight:700;letter-spacing:.03em;text-transform:uppercase;font-size:.82rem}
h1{font-size:clamp(1.7rem,3vw,2.8rem);line-height:1.2;margin:.45rem 0 1rem}
h2{font-size:clamp(1.35rem,2.3vw,2rem);line-height:1.25;margin-top:.4rem}
.hero-text p{color:var(--muted)}
.hero-cta{display:flex;flex-wrap:wrap;gap:.75rem;margin-top:1.2rem}
.hero-media img{border-radius:var(--radius);box-shadow:var(--shadow);min-height:280px;object-fit:cover}
.section{padding:3.5rem 0}
.section-alt{background:var(--surface-2)}
.section-head{margin-bottom:1.5rem}
.section-head.center{text-align:center}
.cards-grid,.steps-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}
.card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:1.2rem;box-shadow:0 8px 20px rgba(10,20,40,.05)}
.notice-card .tag{display:inline-block;background:#e8eeff;color:var(--primary-dark);padding:.3rem .6rem;border-radius:999px;font-size:.78rem;font-weight:700;margin-bottom:.7rem}
.step-index{width:34px;height:34px;display:grid;place-items:center;border-radius:50%;background:var(--primary);color:#fff;font-weight:800;margin-bottom:.75rem}
.faq-list{display:grid;gap:.7rem}
.faq-item{border:1px solid var(--border);border-radius:12px;background:#fff;overflow:hidden}
.faq-question{width:100%;text-align:left;padding:1rem 1rem;border:0;background:#fff;font-weight:700;cursor:pointer}
.faq-answer{max-height:0;overflow:hidden;transition:max-height .3s ease;padding:0 1rem}
.faq-item.open .faq-answer{max-height:220px;padding-bottom:1rem}
.site-footer{background:#0f1728;color:#d7deed;margin-top:2rem}
.footer-grid{display:grid;grid-template-columns:2fr 1fr;gap:2rem;padding:2rem 0}
.site-footer h3{color:#fff;margin-bottom:.6rem}
.site-footer ul{list-style:none;display:grid;gap:.4rem}
.site-footer a{color:#d7deed}
.site-footer a:hover{color:#fff}
.footer-bottom{border-top:1px solid rgba(255,255,255,.15);padding:1rem;text-align:center}
.legal-page main,.contact-page main{padding:2.5rem 0}
.legal-article{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:1.5rem;box-shadow:0 8px 20px rgba(10,20,40,.05)}
.legal-article h1{margin-bottom:.5rem}
.legal-meta{display:flex;flex-wrap:wrap;gap:1rem;color:var(--muted);font-size:.95rem;margin-bottom:1rem}
.legal-article h2{margin-top:1.25rem}
.legal-article p,.legal-article li{color:#2b3647}
.legal-article ul{padding-left:1.15rem}
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
.contact-card,.form-card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:1.2rem}
.form-group{display:grid;gap:.35rem;margin-bottom:.8rem}
input,textarea{width:100%;padding:.8rem;border:1px solid #cfd8ea;border-radius:10px;font:inherit}
input:focus,textarea:focus,.btn:focus,.faq-question:focus,.menu-toggle:focus{outline:3px solid #b9cbff;outline-offset:1px}
.form-msg{margin-top:.8rem;font-weight:600}
.form-msg.error{color:#a01f1f}
.form-msg.success{color:#11653c}
.back-to-top{position:fixed;right:16px;bottom:16px;width:44px;height:44px;border:0;border-radius:50%;background:var(--primary);color:#fff;font-size:1.1rem;display:none;cursor:pointer;box-shadow:var(--shadow)}
.back-to-top.show{display:block}
.reveal{opacity:0;transform:translateY(12px);transition:opacity .45s ease,transform .45s ease}
.reveal.visible{opacity:1;transform:none}
@media (max-width: 900px){
  .hero-grid,.cards-grid,.steps-grid,.contact-grid,.footer-grid{grid-template-columns:1fr}
  .main-nav{position:absolute;top:76px;left:0;right:0;background:#fff;border-bottom:1px solid var(--border);padding:1rem;display:none;flex-direction:column;align-items:flex-start}
  .main-nav.open{display:flex}
  .menu-toggle{display:block}
}
@media (prefers-reduced-motion: reduce){
  html{scroll-behavior:auto}
  .reveal,.faq-answer,.btn{transition:none}
}